SaaS Mode margin calculator

SaaS Mode lets you sell HighLevel sub-accounts as your own subscription software. This calculator shows the monthly margin once you subtract the plan, wholesale usage, AI plans and card fees.

Your clients

Paying clients

Price you charge per client / month ($)

HighLevel plan

PlanSaaS Mode and markup are Agency Pro features.

Billing

Usage (phone, SMS, email, AI per use)

Wholesale usage per client / month ($)Your estimate. Use the usage calculator to get one.

Usage markup multiplier1 = at cost, 2 = double. Only applies if you rebill.

Rebill usage to clients through their wallet

AI Employee

AI plan per client (your cost)

Price you charge for it / month ($)

Other costs

Payment processing (%)Assumption: edit to your processor's actual rate.

Per-transaction fee ($)Assumption: edit to match your processor.

Other monthly costs ($)Support staff, other tools, ads.

What the numbers are based on

Plan prices: Unlimited $297/month, Agency Pro $497/month. Annual billing is 10x the monthly price. [HighLevel pricing page; checked 2026-10-25]
Who can rebill: rebilling without markup on the $297 and $497 plans; with markup on $497 only. The help center defines markup as "the margin added on top of HighLevel's base cost". [Rebilling, Reselling and Wallets Explained, updated 2026-09-30; checked 2026-10-25]
AI Employee: Growth $50 and Unlimited $97 per month per enabled location. [AI Product Pricing (HighLevel help center), updated 2026-10-20; checked 2026-10-25]
Pass-through fees: with re-billing enabled, a fixed 5% markup is applied to carrier fees, A2P fees and similar pass-through charges at the sub-account level. [LC Phone Pricing & Billing Guide, updated 2026-10-12; checked 2026-10-25]

How to read the result

Break-even clients is how many clients you need before the plan and your fixed costs are covered. Below that number, Agency Pro costs you more than it earns. Compare it with the agency calculator on Unlimited: if you aren't going to sell SaaS plans or mark up usage, the extra $497 - $297 = $200/month buys you nothing.

Usage markup is not free money. Clients see their usage. A 2x markup on a $15 usage bill is $15/month extra per client, but it also means your client pays double what HighLevel charges for every text. Some agencies prefer to bundle a fixed usage allowance into the subscription price instead.

The wallet matters for cash flow. HighLevel reloads a wallet from the card on file when it drops below a threshold, and pauses LC services if the balance hits $0. [Rebilling, Reselling and Wallets Explained, updated 2026-09-30; checked 2026-10-25] If clients' cards fail, their texts and calls stop.

Setting SaaS Mode up

HighLevel's own walkthrough covers connecting Stripe, building plans, trials and attaching snapshots: [SaaS Mode - Full Setup Guide + FAQ; checked 2026-10-25] Build and test your snapshot first, because every new SaaS customer gets a copy of it.

Try Agency Pro free for 14 days

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Facts last checked against official sources: 2026-10-25